It is obvious for any financial institution to perform credit risk analysis to determine the borrower’s creditworthiness to meet debt obligations and to reduce the risk exposure towards losses. It also helps to decide upon the applicable rate of interest to compensate the high risk of default.
ACLYSIS supports to segregate the loan applicants by analysing their demographic details and credit history in terms of probability of defaults. It also enables the user to implement scoring norms for Risk Ratings.